Terms of Use

Last updated: February 2, 2019

Please read these Terms and Conditions of Use ("Terms") carefully before using the www.dinkinsfinancial.com website (the “Site”) operated by Michael Dinkins. Your access to and use of the Site is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Site through direct or indirect means, or alternative methods, including telephone or email, in any manner. By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the terms, do not use the Site.

Links to Other Sites

The Site may contain links to other sites. If so, and if you choose to use the services provided by those third-party sites, you may be asked by those sites to provide certain personally identifiable information. Michael Dinkins has no control over and is not responsible for the privacy policies or practices of those sites. Michael Dinkins is not responsible for the contents of any linked site or any link contained in a linked site. Michael Dinkins is not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any content, goods or services available on or through other sites or services. These Terms apply solely to the Site.

Intellectual Property

Except where noted, all material available on the Site is the property of Michael Dinkins and is protected by international copyright and trademark laws. All rights are reserved to Michael Dinkins. You may not modify, copy, reproduce, republish, upload, transmit, broadcast, sell or distribute in any way any material from the Site without express written permission from Michael Dinkins. You are permitted to use material from the Site for your own personal, private, non-commercial use only, provided you keep intact all copyright and other proprietary notices.

“Transcending business lending” is a trademark of Michael Dinkins. Other featured words or symbols, used to identify the source of goods and services, may be the trademarks of their respective owners.

Restrictions on Use

You agree that you will not, and will not assist or enable others, to use the Site to modify, adapt, appropriate, reproduce, distribute, translate, create derivative works or adaptations of, publicly display, sell, trade, link to, or in any way exploit the Site or the Site content except as expressly authorized by Michael Dinkins. You also agree that you will not, and will not assist or enable others, to use the Site to mine, record or gather information about other users or any individual or organization featured on the Site.


Some parts of the Site may allow you to subscribe to receive information and/or communications from Michael Dinkins. You may be asked for your name, title, organization/company/employer, email address, phone number, and other personal or business information to facilitate your subscription to receive the information you request.


Michael Dinkins reserves the right to modify or replace these Terms at any time. If a revision is material, which will be determined at Michael Dinkins’s sole discretion, every effort will be made to provide at least 30 days’ notice prior to any new terms taking effect. Check this page often for any change in Terms.

Disclaimers and Liability

The Site and all content on the Site are made available to you on an as-is basis. Michael Dinkins makes no warranties, representations, or conditions of any kind, express, statutory or implied as to 1) the operation and functionality of the Site, 2) the accuracy, integrity, completeness, quality, legality, usefulness, safety, and IP rights of any of the Site content, including but not limited to the accuracy of information listed on the Site, and 3) the products and services associated with an/or made available on the Site. Michael Dinkins further disclaims all warranties, express, statutory, or implied, with respect to those including but not limited to implied warranties of merchantability, merchantable quality, durability, fitness for a particular purpose and non-infringement.


If you have any questions about these Terms, please contact Michael Dinkins through the Site’s Contact page.